Sr. 1st line risk manager

Your job

The Risk and Regulations (R&R) is new department within ICS. Our main goal is ensuring that ICS remains in control of its (potential) risks.  We are responsible for various activities within 1st line Risk. As Sr. 1st line Risk Manager you report to Head of Risk and Regulation.  

In your role as Sr. 1st line Risk Manager, you are responsible for

• Monitoring of developments in legislation and regulations and assess potential impact of changes on ICS. 
• Making sure that all applicable regulatory changes (both internal e.g. ABN AMRO policies and external e.g. EBA) are understood, acknowledged, and addressed by responsible Risk (Type) Owners.
• Building further on the main 1st line risk capabilities within ICS.
• Operating as a linking pin between various domains with ICS and ABN AMRO.
• Working in a multi-disciplinary project-setting to support larger regulatory change processes.
• Ensuring that ICS risks are idented, assessed, measured, monitored, mitigated and reported.
• Safeguarding the Risk Taxonomy by developing, implementation, monitoring risk limits  and risk standards.

The environment

International Card Services (ICS) is a 100% subsidiary of ABN AMRO Bank N.V. with its own independent bank license with DNB and AFM. ICS is a payment service provider and market leader in issuing credit cards in the Netherlands. We have been issuing, promoting, administrating, and processing payments of Visa and Mastercard credit cards for over 30 years. ICS issues credit cards both under its own brand and in conjunction with co-branding partners, for both Consumer and Commercial clients. In addition, we offer various other financial services and products. Our credit cards can be used Worldwide to pay at more than 46 million addresses and in any currency.

In the Benelux there are now about 2.7 million people with a credit card issued by ICS. Our customers not only pay carefree everywhere, but also with extra security: their purchases are insured, and we guarantee delivery. Our purpose ‘Carefree Payments’ and our vision and our mission ‘We offer our customers and partners relevant, sustainable and secure payment products’ are at the heart of all our activities. We believe that this sets us apart from other companies. In other words: a solid reason to choose ICS. In our view, reliability, security, and carefree payment should go hand in hand.

We unburden our customers when it comes to payment solutions. And offer them the opportunity for carefree payments everywhere. In this way we contribute to a safer society and increase confidence in our financial institutions. The culture within ICS can be described as helpful, people-oriented, and service-oriented. Service is in the genes.

Your profile

• You hold at least a university master’s degree in law, economics, risk management, or a related field;
• Over 5 years of relevant work experience
• Excellent verbal and written skills, both in Dutch and English
• Knowledge of business administration, internal policies and external legislation and regulations regarding (credit) risk, legal and compliance
• Risk Awareness and knowledge of the Three lines of Defence
• You have strong stakeholder management skills and are capable of translating complex subject matter to the context of the business

We offer

We are offering you the opportunity to be the best you can be and lots of room to grow personally and professionally, the opportunity to pro-actively work on your vitality and fitness. We also offer you a great atmosphere with enthusiastic and driven colleagues and the chance to be in the middle of a large organisational transformation. On top of that we offer you: 

• The gross monthly salary displayed above is based on a 36-hour work week, including vacation pay and Benefit Budget. 
• The benefit budget is 11% of your salary. The benefit budget allows you to acquire additional employment benefits. If you make no purchases or reservations in the Benefit Shop in a given month, you are paid one twelfth of your Benefit Budget that month. 
• Five weeks of vacation per year. You have the option to purchase an additional four weeks per year. 
• Personal development budget of EUR 1,000 per year, which you can accumulate up to EUR 3,000. 
• Possibility to work from home (in consultation with your team and depending on your 
• An annual public transport pass with free public transportation throughout the Netherlands. 
• An excellent pension scheme.

 Interested? 

Please apply to this vacancy online and include your resume and motivation letter. If you want to know more about this vacancy? Please contact Olesia Povarova (olesia.povarova@icscards.nl). Let’s connect!